Nigerian Man Sentenced To 5 Years In U.S. Prison For $3.5 Million Romance Scam Targeting Widows And Divorcees

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 A Nigerian man who spent 15 years preying on lonely and grieving Americans through fake online dating profiles, stealing more than $3.5 million from eight victims, was sentenced Monday to five years in federal prison by a U.S. District Court in Tacoma.

Franklin Ikechukwu Nwadialo, 42, was convicted on 14 counts of wire fraud tied to one of the most sustained romance scam operations prosecuted in the Western District of Washington, the U.S. Attorney’s Office confirmed.

What We Know So Far

Nwadialo operated for roughly 15 years on online dating platforms including Match, Zoosk, and Christian Cafe, where he created false identities using variations of the name “Giovanni” and used stolen photographs and fabricated personal histories to pose as a romantic partner, the Department of Justice said.

He deliberately targeted older adults, particularly widowed and divorced women, building emotional relationships over months or years before introducing requests for money framed around convincing personal crises.

In one case, he told a victim he was a military officer who had been fined $150,000 for disclosing his location to her and needed her financial help to pay the penalty. In other instances, he claimed he needed money for his father’s funeral, his son’s school tuition, or a nonprofit organization he said served children with autism, the Seattle Times confirmed.

One victim remained in what she believed was a genuine romantic relationship with Nwadialo’s online persona for three full years before the FBI’s investigation revealed the truth. A separate victim, a widow, lost her home and her entire life savings after liquidating assets to send money to the man she believed she was in a relationship with. She continues to face financial hardship from those losses, the U.S. Attorney’s Office said.

Nwadialo was arrested at a Texas airport in 2024 while arriving in the United States from Nigeria. He had been indicted in the Western District of Washington in December 2023. The FBI opened its investigation in 2022 after one victim contacted the agency to report the fraud, FBI Seattle spokesperson Amy Alexander confirmed.

What Authorities Are Saying

U.S. District Judge Tiffany Cartwright, who presided over the sentencing, described the harm inflicted on victims in stark terms. The offense was “not an exaggeration to say it ruined lives, not only financial lives,” she said, adding that victims suffered shame, depression, and isolation from their own families as a result of the scheme, Punch Nigeria confirmed.

First Assistant U.S. Attorney Charles Neil Floyd said the case illustrated the particular cruelty of targeting people already made vulnerable by personal loss. “This defendant preyed on those already suffering from the loss of loved ones or other heartbreak. For some 15 years he upended the lives of people he never met,” Floyd said.

W. Mike Harrington, Special Agent in Charge of the FBI Seattle Field Office, said the investigation revealed a methodical pattern of exploitation. “For years, Mr. Nwadialo preyed on vulnerable victims looking for relationships online, gained their trust, and told them lies to steal their life savings totaling millions of dollars,” Harrington said.

The case was investigated by the FBI and prosecuted by Assistant United States Attorneys Sok Tea Jiang and David Martin.

Why This Matters

Romance scams have become one of the most financially damaging categories of fraud in the United States, with the Federal Trade Commission consistently ranking them among the top sources of consumer financial loss year after year. Older adults, particularly those who have experienced the death of a spouse or the end of a marriage, are disproportionately targeted because of their emotional vulnerability, relative financial stability, and, in some cases, unfamiliarity with digital deception tactics.

What makes Nwadialo’s case particularly significant is its duration. Fifteen years of sustained operation across multiple platforms, with victims scattered across different states, required a level of organizational discipline and emotional manipulation that goes well beyond opportunistic fraud. He was not simply sending bulk messages hoping for random responses. He was building and maintaining long-term fabricated relationships, sometimes lasting years, and calibrating his financial requests to extract the maximum amount without triggering suspicion.

The emotional damage Judge Cartwright described, shame, depression, and family estrangement, speaks to a dimension of this crime that financial figures alone cannot capture. Victims of romance scams frequently delay reporting because they feel embarrassed or fear judgment from family members who warned them to be cautious. That silence allows schemes like Nwadialo’s to continue far longer than they otherwise would.

The fact that one victim lost her home and remains in financial difficulty years after the fraud occurred illustrates the irreversibility of the harm. Unlike some financial crimes where partial restitution is possible, the money transferred in romance scams is rarely recovered, and the life choices victims made on the basis of the fraudulent relationship, including liquidating retirement savings and selling property, cannot simply be undone.

What Happens Next

Nwadialo will serve his five-year federal sentence following Monday’s sentencing in Tacoma. The case was prosecuted under the Western District of Washington and investigated jointly by FBI Seattle and federal prosecutors.

The U.S. Attorney’s Office did not immediately detail whether restitution orders had been issued alongside the prison term, or whether any portion of the $3.5 million stolen from victims might be recovered.

For the victims, particularly the widow who lost her home and savings, the sentencing closes a legal chapter but does not restore what was taken. The FBI has encouraged anyone who believes they may have been targeted by a romance scam to contact the agency directly rather than wait, noting that early reporting gives investigators a better chance of tracing financial transfers and identifying perpetrators before they disappear.

Punchng/SeattleTimes

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